Money, Money, Money – Friend Or Foe?

Only Rich People

moneyFor every time we talked and on any topic it always ended with her saying, “Only rich people… .” Whether we were talking about food, money, clothing, housing, having a pet, even sexual relationships for crying out loud, this woman always concluded that only rich people have it good.

Before executing my plan not to engage her in any conversation beyond the weather, I asked her whether she thought her words had any impact on her finances. Sure she would not understand the metaphysics of my question, I simply said, “Why do you always say money is short and basically only rich people can afford to be happy?”

“But is true, Miss Estrene!”

People With Money

Photo source:

There was no point telling her again how to pronounce my name. It also made no sense telling her that she was reinforcing her reality with the negative self-talk. So, I kept my silence.

This is what many do and I include myself. We unconsciously and repeatedly feel, think and talk our way down a dead-end street. On this street, money has no way of reaching us. If you are anything like I was, along this walk you stop at every credit card company, every retail store that issues credit card and at your personal banker to top up your line of credit.

Once you reach the end of the street and the credit options dry up and there is no turning back. Of course, you can get a no credit check credit card to give you a cash injection but you’re not rich then are you? At that point, “rich people” become the favourite whipping horse. Money and people with money become the problem.

READ  Grass: Greener Here Or There?

You loudly or silently hate them. “They were born with gold spoons in their mouths,” you say. Somehow it becomes their fault for you having mounting credit card debt. Never mind that you signed up for the card but “those bastards jacked up the interest rates!”

moneyThe financial systems of our world are not fair, plain and simple. “Rich people” own the banks and set the terms to make the highest profits. We borrow from them at our own risk and possibly financial peril.

A rapidly expanding group of paradigm-shifters are expounding the need for a more life-giving financial system. Until that thought develops into banks that offer terms truly supportive of their clients’ growth, we can and must make personal financial choices that radically change our relationship with money.

Making The Shift

Here are six steps you can take to make the shift:

  1. Check your limiting beliefs and negative self-talk about money.
  2. Boldly take responsibility for where you are financially. Stop blaming the world, the government, the barking dogs for your situation.
  3. Dream a new dream for your life. Identify your passion, visualize yourself living the life you always wanted and write out a “backward plan” of how to get there.
  4. Get the advice and engage the services of not just a reputable financial advisor (like those that LeadJig tend to train, to name one example) but one who shares your personal and optimistic view that “the best is yet to come.”
  5. Take the first, a second and then third baby steps toward your dream, always believing AND knowing success is yours.
  6. Live within your current means in the full knowledge that those means are continuously expanding. Be sure to watch for signs that will lead you to ideas to move one step further into your new life. Ignore anything and anyone who try to distract you.
  7. Before getting out of bed each morning, give thanks for life and the gains you are making living your best life.
READ  My Baby Died: How Do I Go On?

Walking The Talk

Our Community

My personal philosophy is never to suggest what I have neither tried, trying, proven or succeeded in doing. These seven steps are very much part of my journey since this post was first published two years ago.

As we continue this month conversation on Life’s Big Questions that of money could not be discussed. It is one of the biggest issues of our lives. Subscribe and be a part of this community as together we make money our best friend!

For more resources, check out:

Related posts

20 thoughts on “Money, Money, Money – Friend Or Foe?

  1. DT

    Love this article! Money is a topic everyone shirks away from and is afraid of talking about and yet it’s a big elephant in the room. It’s very necessary to be aware and smart about the finances.

    1. Ms Claudette

      What you fear is what will constantly pop up in your experience and not as a pleasant one. So shirking the issue out of fear will only cause more challenges with money. That’s my feeling. Thanks for that DT. πŸ™‚

  2. Niesha Byln

    Money is not happiness, I don’t find money as a subject of me being happy. There are things that money can’t buy.

    1. Ms Claudette

      You are so correct Niesha! Thanks for sharing that and your visit. πŸ™‚

  3. Nicole Escat

    Money is a nice topic but there are things that we should consider dealing with it. There are some people that are rich but have insignificant life.

    1. Ms Claudette

      Spot on Nicole! Money cannot buy happiness or true worth.

  4. Ben

    Excellent advice Claudette. As far as banks and credit card companies go, you have to remember that they operate for profit. Their #1 concern is to make money and keep their investors happy. I have nothing to do with banks beyond a checking account to receive my direct deposits. No bank loans and no credit cards.

    I have done what you recommend and it works. The most important thing is to change your self-talk, your story. Every time that I have even a little bit of extra money I tell myself that I’m rich. The extra keeps getting bigger.

    I am self-employed so my income is able to easily expand. My wife has a job, so her paycheck should be pretty much the same from one week to the next, but somehow it keeps jumping up every few months.
    Ben recently posted…Why Network Marketing is Better Than a JobMy Profile

    1. Ms Claudette

      Thanks for sharing that Ben! Self talk on just about any issue is the key. Whatever you consistently tell yourself is what you will eventually live out! πŸ™‚

  5. Comparing yourself to others especially when it comes to financial capability is never healthy on your part. You will end up trying to compete against them and always feeling like you’ve lost. It’s good to just focus on yourself and what you can do to make your life better.
    Carol Cassara recently posted…World-changing questionsMy Profile

    1. Ms Claudette

      That is so very true Carol! We waste too much time competing and envying rather than focussing on our own lives. πŸ™‚

  6. Money isn’t the whole problem. It’s our desires too.

    1. Ms Claudette

      Okay, but how so? I personally have no challenges with desiring whatever you want but it is how you go about realising them is the real issue. I would love to hear your take TP. πŸ™‚

  7. Great post, I think the most important step is getting yourself aware with where you are financially. That is so important that you know where your money goes and have a handle on it.

    1. Ms Claudette

      It sure is Megan, it most certainly is. πŸ™‚

  8. Great tips ! I really like the quote you combined in this post. Really a good read.

    1. Ms Claudette

      Thank you Sharon, thank you! πŸ™‚

  9. I love that Lisa Hayes quote! I think it’s so true that the more we convince ourselves of something, the more of a reality it becomes.

    1. Ms Claudette

      Glad that it resonated with you Nellwyn and it is most definitely true! πŸ™‚

  10. Good advice! Although I struggle in many areas of life, thankfully money is not one of them. Even as a child I was taught to “live beneath your means” and I’ve continued all my life. It works …

    1. Ms Claudette

      Good for you Susan! It is lovely to hear that.

Leave a Comment

CommentLuv badge